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Online CSC2 Tests - CSC2 Latest Test Sample
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CSI Canadian Securities Course Exam2 Sample Questions (Q81-Q86):
NEW QUESTION # 81
When considering management accounts, what is most accurate regarding model-based account management?
- A. It requires solicitation.
- B. It is only intended for short-term use.
- C. It requires client permission before executing trades.
- D. It permits tax loss selling.
Answer: C
Explanation:
Model-based account management refers to discretionary accounts where advisors execute trades following a predefined model portfolio. Client consent is crucial as advisors must adhere to fiduciary responsibilities and ethical standards. This consent is typically obtained through agreements and clear disclosure documents when opening such accounts. The necessity for client approval ensures alignment with the investor's risk tolerance and financial objectives.
Tax loss selling and solicitation are unrelated to the operational mechanics of model-based accounts, while the emphasis on short-term use contradicts the long-term nature of these accounts.
* References:
* CSC Volume 2, Chapter 25: Fee-Based Accounts - Documentation for Managed Accounts.
* CSC Volume 2, Chapter 26: Working with Retail Clients - Ethical Standards and Client Consent Requirements.
NEW QUESTION # 82
What information must be disclosed in ETF Facts documents that may be excluded from Fund Facts documents?
- A. The total value of all units within the fund
- B. The management fee
- C. The investment exposure.
- D. The market price and bid-ask spread.
Answer: D
Explanation:
ETF Facts documents are required to disclose specific details related to the trading characteristics of ETFs that may not be present in Fund Facts documents. These include themarket price and bid-ask spread, which provide transparency about the costs associated with buying and selling ETFs.
Key Elements in ETF Facts Documents:
* Market Price and Bid-Ask Spread
* Unlike mutual funds, ETFs trade on stock exchanges. The ETF Facts document must disclose the average bid-ask spread, reflecting the cost of trading and the liquidity of the ETF. This is vital for investors assessing transaction costs.
* Investment Exposure
* While investment exposure may also appear in mutual funds, ETFs provide unique insights into their holdings and methodology due to their structure.
* Management Fee
* Management fees are included in both ETF Facts and Fund Facts documents, providing details on operational costs.
* Total Value of Units
* This may also be found in mutual fund documents, not exclusively in ETF Facts.
The inclusion of trading-specific metrics like the bid-ask spread in ETF Facts ensures investors are fully aware of trading costs, aiding informed decision-making.
References from CSC Study Documents:
* Mutual Funds vs. ETFs, Chapter 19, Volume 2: Compares disclosure requirements for ETFs and mutual funds, emphasizing details unique to ETFs.
* General disclosure requirements outlined inSection 19, including bid-ask spreads and market prices.
NEW QUESTION # 83
What typically causes a designated broker to remove ETF units from the market?
- A. There are arbitrage opportunities with the ETF price.
- B. A client sells on the exchange.
- C. Demand of an ETF outstrips supply.
- D. The broker delivers the basket of shares to the ETF provider.
Answer: D
NEW QUESTION # 84
The following table presents annual returns on TUV common stock and the S&P/TSX Composite Index over a three-year period.
What is TUV's beta relative to the S&P/TSX Composite Index over this three-year period?
- A. Greater than 1.
- B. Less than 0.
- C. Exactly 1.
- D. Between 0 and 1.
Answer: C
NEW QUESTION # 85
Anwar is placing a market order to purchase 100 shares of AJL when the bid/ask is $10.25."$ 10.75. Before the trade is complete, the bid/ask moves to $10.207S1Q70. What is the share price that Anwar will pay on the purchase transaction?
- A. $10.70
- B. $10.20
- C. $10.75
- D. $10.29
Answer: A
Explanation:
A market order executes immediately at the best availableask pricefor a purchase transaction. In this case, the bid/ask initially was $10.25/$10.75. However, before execution, the ask price updated to $10.70, meaning Anwar will pay $10.70 per share.
* B. $10.75: This was the previous ask price but is no longer valid after the update.
* C. $10.29: This value is not relevant to the current bid/ask spread.
* D. $10.20: This represents the updated bid price, which applies to sell orders, not buy orders.
NEW QUESTION # 86
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